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Terms of Use and Important Legal Information

Before continuing, please read the terms of use and legal information.

Terms of use and legal information
By accessing the STEBLER AG websites and the services, information, documents, etc. contained or described therein (herein after referred to as the Elements), you declare that you have understood and accepted the following terms of use and legal information. Otherwise, please refrain from accessing the STEBLER AG websites (herein after referred to as the STEBLER Website).

Addressees
This STEBLER Website is intended exclusively for natural and legal persons as well as partnerships and corporations having their domicile or registered office in Switzerland. In particular, this STEBLER Website is not intended for persons who are subject to a jurisdiction, which bans the publication of or access to the STEBLER Website (on account of the nationality of the person concerned, his or her domicile or for other reasons). Persons to whom such restrictions apply are not permitted to access the STEBLER Website.

Copyright
All Elements in the STEBLER Website are the sole and exclusive property of STEBLER AG (in particular copyrights and other rights), unless otherwise stated. The Elements may only be freely used for browsing purposes. Any complete or partial re-publication, modification, linking, use, transmission, and complete or partial copying is forbidden without the prior written consent of STEBLER AG

Ownership of the STEBLER AG Website and trademark rights
No component of the STEBLER Website is designed in such a manner that any licence or right to using an image, a registered trademark or a logo is granted. Downloading or copying the STEBLER Website transfers no rights of any kind to you with respect to the software or Elements in the STEBLER Website. STEBLER AG reserves all rights (in particular copyrights and trademark rights) with respect to all the Elements in the STEBLER Website and shall take all measures required to enforce these rights.

Investment information
The information on investment products published in this STEBLER Website shall not be constituted as an invitation to make an offer, nor as an offer or a recommendation to acquire or sell investment instruments, or to make any other transactions, or to conclude any legal transaction whatsoever. Also the information published in this STEBLER Website shall not represent an advertisement of admission to official quotation in a stock exchange, in particular the SWX Swiss Exchange, or an underwriting prospectus pursuant to article 652a or 1156 of the Swiss Federal Code of Obligations (OR).
Investors who are interested in a certain investment product are asked to read the complete product documentation (issuing prospectus, terms sheet, etc.) and the brochure "Special Risks in Securities Trading and Information on the Stock Exchange Law" carefully before taking any decision on investment.
The STEBLER Website is not intended for persons who are subject to a jurisdiction, which bans the publication of or access to the STEBLER Website, in particular to investment information (on account of the nationality of the person concerned, his or her domicile or for other reasons). Persons to whom such restrictions apply are not permitted to access the STEBLER Website.

No warranty
STEBLER AG shall not assume any responsibility nor give any guarantee that the functions in the STEBLER Website will not be interrupted, that they are faultless or that faults will be remedied. Also, STEBLER AG does not warrant that the STEBLER Website or the relevant server will be free of viruses or damaging components.

No offer
The Elements published in the STEBLER Website do not constitute an invitation to make an offer, or an offer or a recommendation to acquire or sell investment instruments, or to make any other transactions, or to conclude any legal transaction whatsoever. The Elements published in the STEBLER Website shall not have any influence on possible contractual terms, which you will enter into or have entered into with us. The latter shall take precedence over these terms. The STEBLER Website is not intended for persons who are subject to a jurisdiction, which bans the publication of or access to the STEBLER Website (on account of the nationality of the person concerned, his or her domicile or for other reasons). Persons to whom such restrictions apply are not permitted to access the STEBLER Website.

No orders
STEBLER AG expressly declares that STEBLER AG shall not be obliged to accept orders, cancellations of orders or authorisations for business operations such as payment or stock market orders or other business transactions which are transmitted to STEBLER AG via the STEBLER Website. This shall be subject to the reservation of any possible special agreements between you and STEBLER AG

No assurance
Although STEBLER AG has taken due care to ensure that the Elements in the STEBLER Website are accurate at the time of publication, neither STEBLER AG nor its contract partners give any explicit or implicit promise or warranty (including towards third parties) with respect to the accuracy, reliability or completeness of the Elements. The Elements in the STEBLER Website may be changed at any time without prior notice. STEBLER AG shall not use the STEBLER Website to send you or other third parties advice relating to investments or other subjects. The particulars in the STEBLER Website do not represent aids to help decide legal, fiscal or other consultancy questions, nor should investment or other decisions be taken on the basis of these particulars. Past performance is not necessarily an indication of future performance, i.e. the investment value may increase or decrease. STEBLER AG cannot guarantee that the value of the invested capital will be maintained or even raised. When making investment decisions, you should seek advice from a qualified expert.

No liability
STEBLER AG shall not be subject to any liability (including negligence) for damages or consequential damages resulting from the use of or access to the Elements of the STEBLER Website or to links to third-party websites (or from the impossibility of use or access said). In addition, STEBLER AG shall not be subject to any liability for manipulations on the Internet user's computer system by third parties.

Security during data transmission
If you visit the STEBLER Website, your data will be transmitted over an open network that is accessible to anyone. Accordingly, the data may be transmitted across borders, even if both you and STEBLER AG are in Switzerland. This entails the following risks in particular: The data may be intercepted and inspected by third parties, allowing these third parties to draw conclusions about an existing or future bank relationship between you, a bank and STEBLER AG In addition, you should note that the Elements which you transmit to STEBLER AG via an electronic medium, in particular via e-mail, SMS, etc, or which you have transmitted to you by STEBLER AG, are usually not encrypted. Even in the case of an encrypted transmission, the sender and the addressee remain unencrypted. Third parties may therefore draw a conclusion about a possibly existing or future relationship with STEBLER AG and or a bank. Accordingly, professional and banking secrecy is not ensured. In addition, STEBLER AG expressly points out the risk of viruses and the possibility of carefully targeted attacks by hackers. For the purpose of combating viruses, it is recommended that current browser versions be used and that anti-virus software be installed and constantly updated. In principle, e-mail messages of unknown origin and unexpected attachments to an e-mail message should not be opened.

Protecting personal data
STEBLER AG does not collect any kind of personal data through this website, unless you expressly make such data available to STEBLER AG by completing a form or otherwise. In these cases, STEBLER AG can use your personal information for the purpose of marketing products and services, which could be of interest to you from the viewpoint of STEBLER AG

Internal data transmission protection
Within STEBLER AG, your personal data is transmitted and stored in a protected environment (for example by firewalls). We shall take all appropriate measures to ensure that your personal data cannot be accessed by third parties. Third parties who have been commissioned by STEBLER AG to render services to you are excepted from this. We shall only disclose your data to other third parties if we are forced to do so on the basis of legal or regulatory provisions.

Tracking data
In order to optimize the contents of the STEBLER Website, STEBLER AG collects so-called tracking data, which provides information about the surfing behaviour of users. Such tracking data does not allow any conclusions to be drawn about individual users, which is why it is not personal data as covered under the Data Protection Act.

Links to other websites
External links are specially marked in the STEBLER Website. These websites linked to the STEBLER Website or websites offering links to the STEBLER AG website are beyond the influence of STEBLER AG, which is why STEBLER AG shall not assume any responsibility for the correctness, completeness and legality of the content of such websites, nor for any offers and services possibly contained therein. Links to these or other websites are made at your own risk.

STEBLER AG, Nov 2010

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Google Analytics
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google removes the last octet of the visitor's IP address prior to its use and storage. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.